SB 946 – Blocks ideological credit discrimination

SB 946 protects organizations from being penalized by lenders for their religious beliefs, political values, or participation in lawful industries. It ensures that credit decisions are based strictly on financial criteria rather than subjective ESG or social credit scoring systems. This helps small businesses and nonprofits avoid unfair treatment by politically biased lenders. It also curbs the growing trend of ideological gatekeeping in financial services. From a limited government standpoint, the bill reins in the abuse of credit lenders to enforce progressive orthodoxy. It reinforces neutrality in finance, ensuring that credit remains a tool for economic growth, not social control